{"id":37549,"date":"2024-08-07T07:20:00","date_gmt":"2024-08-07T07:20:00","guid":{"rendered":"https:\/\/codeandpepper.com\/?post_type=case_study&p=37549"},"modified":"2025-11-12T11:42:40","modified_gmt":"2025-11-12T11:42:40","slug":"covertree","status":"publish","type":"case_study","link":"https:\/\/codeandpepper.com\/case-studies\/covertree\/","title":{"rendered":"CoverTree"},"content":{"rendered":"
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\"Engineering<\/figure><\/div>\n\n\n
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FinTech Development<\/div>\n
AWS<\/div>\n
Node.js<\/div>\n
React.js<\/div>\n
TypeScript<\/div>\n <\/div>\n<\/section>\n\n\n\n

Forewarned is forearmed. In this case study we will showcase CoverTree<\/b><\/a> \u2013 an American startup, offering an online insurance platform for modular houses. You will see how building the app from scratch in the right way was essential for success and became a solid foundation for raising 10 million USD in seed funding.<\/p>\n\n\n\n

About CoverTree<\/h2>\n\n\n\n

The company is a Detroit-based (Michigan) startup focusing on ensuring real estate to provide security for the community and loved ones. From manufactured homes to park models, ADUs, and stationary travel trailers \u2013 CoverTree got you covered. The company enables clients to drive the process of quotation of their own, giving them an install tool to secure their property.<\/p>\n\n\n\n

The case study dives into the cooperation between CoverTree and Code & Pepper, as we build their platform from the ground up. Even more so, because in the end, we delivered four applications, available for end-users. For ordinary Joe, we have modules for buying insurance and reporting claims. For business, we have a portal for insurance agents and a portal for agent management.<\/p>\n\n\n

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\"Engineering<\/figure><\/div>\n\n\n

The Main Result: Building From Scratch to Raise 10M USD in Seed Funding<\/h2>\n\n\n\n

The client came to us in May 2021 with a rough idea for an app and some preliminary, substandard code. We offered him cooperation to develop the product from scratch.<\/p>\n\n\n\n

We were able to do that because we have exceptional developers. Each time a developer wants to join us, we examine more than 70 different attributes to single out the absolute best\u2014the top 1.6% of candidates, to be precise. This rigorous talent-identification process<\/a> <\/b>means that only the most adept and proficient professionals, get to work on our projects.<\/p>\n\n\n\n

Technology is also important: with a laser focus on React & Node.js, we are not just using technologies; we\u2019re mastering them. Especially with AI proficiency<\/a><\/b>, which is a big part of our job.<\/p>\n\n\n\n

That\u2019s why today the CoverTree product is already available on the market. It has gained a rapidly growing popularity (raised USD 10M in seed funding in September 2022) and is currently available in selected US states. But the plan is to conquer them all! However, it will not be possible without adjusting the product to technical and legal requirements and taking into account the climatic conditions of a given region.<\/p>\n\n\n\n

Challenge<\/h2>\n\n\n\n

Background<\/h3>\n\n\n\n

Building such a product from scratch is not simple. In fact, it is very difficult in terms of business logic and requires involvement in the entire process of software development. Understanding the whole product context plays a key role here.<\/p>\n\n\n\n

Our team had to not only understand the product but also a complicated background of local legal and \u201claw of the land\u201d landscape. Merging technical, legal, and local demands, affecting the company in many states required a big dose of meticulousness. With over 16 years on the market and more than 500 projects<\/strong> behind us, we were able to do it all.<\/p>\n\n\n\n

There were a few aspects that our team had to include in the project and build solutions for. We had to:<\/p>\n\n\n\n