{"id":24737,"date":"2021-08-10T10:07:00","date_gmt":"2021-08-10T10:07:00","guid":{"rendered":"https:\/\/codeandpepper.com\/?p=24737"},"modified":"2021-08-24T07:48:55","modified_gmt":"2021-08-24T07:48:55","slug":"fintech-wire-41-weekly-news-3-9-august-2021","status":"publish","type":"post","link":"https:\/\/codeandpepper.com\/fintech-wire-41-weekly-news-3-9-august-2021\/","title":{"rendered":"FinTech Wire #41: World Bank\u2019s FCI Invests in London-based FinTech, UK Startups in a Bullish Mood"},"content":{"rendered":"\n

How is the UK startup landscape 18 months after the beginning of the pandemic?<\/strong> Despite the challenges, a recent survey shows that businesses turn pretty optimistic about the next 12 months. New funding rounds and positive financial data seem to back this optimistic outlook. Keep reading for more good news!<\/p>\n\n\n\n\n\n\n\n

\"Weekly<\/figure><\/div>\n\n\n\n

Weekly FinTech news digest: 3\u20149 August 2021<\/h2>\n\n\n\n

HSBC launches a VC strategy to invest in the FinTech sector<\/h1>\n
\n
\n \"HSBC <\/div>\n
\n

The bank aims to take part in Series A and B rounds of European and Asian firms<\/h2>\n <\/div>\n <\/div>\n
\n

HSBC Asset Management<\/a> wants a slice of the FinTech pie, and the newly launched VC strategy<\/a> is the first step towards establishing investor relationships with innovative companies in this high growth sector. The bank looks to connect with businesses in the B2B software and financial services <\/strong>space in Europe and Asia, focusing primarily on fast developing regions such as the Chinese Greater Bay Area. The new team in HSBC will be led by executives with vast experience in financial operations across Europe and Asia: Remi Bourette, head of venture and growth investments at HSBC and Kara Byun, director of venture and growth investments.<\/p>\n

Read more about top investment trends to watch<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

IFC, a member of the World Bank Group, invests $10m in FintechOS <\/h1>\n
\n
\n \"IFC, <\/div>\n
\n

IFC believes that the startup\u2019s low-code approach can boost financial inclusion around the world<\/h2>\n <\/div>\n <\/div>\n
\n

The International Finance Corporation<\/a>, a sister company of the World Bank and part of the World Bank Group, has joined the $60 million Series B funding round for FintechOS<\/a>. The London-based startup provides financial institutions with a low-code and self-service platform to create digital products for the unbanked<\/strong>. According to Henrik Bl\u00e4ute, Investment Officer at IFC, \u201cdigital financial services are critical to boosting financial inclusion and driving inclusive growth\u201d, which is part of the World Bank\u2019s strategy of supporting financially excluded people all over the world. The service provided by FintechOS<\/a> is an affordable and easy to implement solution to this problem, accessible also in developing countries. The Series B was led by Draper Esprit, and besides IFC, included investors such as Earlybird Digital East, Gapminder Ventures, LAUNCHub Ventures, and OTB Ventures.<\/p>\n

Read more about banking software development<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

72% of UK startups feel optimistic about the next 12 months<\/h1>\n
\n
\n \"72% <\/div>\n
\n

The mood is bullish despite the pandemic\u2019s impact on the business <\/h2>\n <\/div>\n <\/div>\n
\n

The past 18 months since the start of the pandemic were without a doubt pretty rough for UK businesses due to the lockdowns and Brexit. However, a recent survey conducted by the Angel Investment Network<\/a> revealed that despite the obstacles in the past months, three-quarters of 645 UK startups surveyed<\/a> feel optimistic about the future. Other questions shed light on the difficulties that businesses had to deal with as an outcome of the pandemic: 68% of startups that raised capital in the past year experienced delayed fundraising, and 54% reported that their investors backed out of the planned deals. As a result, raising funds remains the biggest challenge for a staggering 85% of UK startups. Other struggles include product development<\/a>, recruiting talent<\/a>, and Covid-related issues.<\/p>\n

Read more about the main reasons why FinTech startups fail<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Atom Bank achieves monthly operating profit for the first time<\/h1>\n
\n
\n \"Atom <\/div>\n
\n

The company believes that it will become regularly profitable soon<\/h2>\n <\/div>\n <\/div>\n
\n

After a highly successful quarter, Atom Bank<\/a> announced that it has delivered monthly operating profit for the first time<\/strong> in the company\u2019s eight-year history. The CEO Mark Mullen ensured that after achieving this significant milestone, his company expects to become profitable on a regular basis in the near future. The hope is based on some hard data<\/a>: at the end of June, Atom exceeded \u00a33bn in mortgage lending, grew deposits to \u00a32.5bn, and reached \u00a3759m in CBILS business lending. This resulted in a quarterly income of \u00a39.8m, 30% higher than in the previous period. Moreover, Atom closed a \u00a340m funding round in April, and plans an IPO in 2022.<\/p>\n

Read more about digital transformation in banking<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Tembo Money closed a \u00a32.5 million funding round<\/h1>\n
\n
\n \"Tembo <\/div>\n
\n

The company, launched in June, helps first-time buyers boost their deposits<\/h2>\n <\/div>\n <\/div>\n
\n

The London-based company offers an application helping future homeowners increase their deposits through consumer lending and family support<\/strong>. After a successful launch in June 2021, the FinTech plans to improve its technology and continue its expansion. The \u00a32.5m funding, acquired from Aviva and Fair by Design<\/a>, a fund managed by Ascension Ventures, will allow Tembo<\/a> to reach more customers with their offering comprised of mortgages from leading British lenders and two products, called Income Boost and Deposit Boost. The CEO and co-founder Richard Dana of Tembo Money commented that his company\u2019s products can \u201chelp turn the tide on the generational wealth gap, by helping families work together to give first-time buyers a fast, affordable way to increase their deposit.\u201d<\/p>\n

Read more about lending product development<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Hungry for more good news?<\/h2>\n\n\n\n

Follow Code & Pepper on Linkedin<\/a>, Twitter<\/a> & Facebook<\/a> to receive a weekly news update in your favourite social media feed. See you next Tuesday!<\/p>\n","protected":false},"excerpt":{"rendered":"

How is the UK startup landscape 18 months after the beginning of the pandemic? Despite the challenges, a recent survey shows that businesses turn pretty optimistic about the next 12 months. New funding rounds and positive financial data seem to back this optimistic outlook. Keep reading for more good news!<\/p>\n","protected":false},"author":20412,"featured_media":24738,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1641],"tags":[1633,934,1700],"class_list":["post-24737","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-wire","tag-fintech-investment","tag-fintech-startups","tag-uk-fintech"],"acf":[],"yoast_head":"\nFinTech Wire #41 - Weekly news digest 3-9 August 2021 | Code & Pepper<\/title>\n<meta name=\"description\" content=\"A survey shows that UK startups are in a bullish mood. 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