{"id":24607,"date":"2021-08-04T09:53:00","date_gmt":"2021-08-04T09:53:00","guid":{"rendered":"https:\/\/codeandpepper.com\/?p=24607"},"modified":"2021-08-11T10:06:23","modified_gmt":"2021-08-11T10:06:23","slug":"fintech-wire-40-weekly-news-27-july-2-august-2021","status":"publish","type":"post","link":"https:\/\/codeandpepper.com\/fintech-wire-40-weekly-news-27-july-2-august-2021\/","title":{"rendered":"FinTech Wire #40: Investment Apps Gained 1.6m New Users, UK Gets Its First Cashless Credit Offering"},"content":{"rendered":"\n

This week in FinTech news we have exciting new launches in the realms of cashless credit, cross-border payments, and cashback initiatives. Besides that, a recent study has listed 10 top investment apps in the UK, some of which have scored over 80% increase in new users since March 2020. Get more details below!<\/p>\n\n\n\n\n\n\n\n

\"Weekly<\/figure><\/div>\n\n\n\n

Weekly FinTech news digest: 27 July\u20142 August 2021<\/h2>\n\n\n\n

App Radar study reveals top 10 UK investment apps have gained an estimated 1.6m users since March 2020<\/h1>\n
\n
\n \"App <\/div>\n
\n

The total number of UK app investors reaches 3.2 million<\/h2>\n <\/div>\n <\/div>\n
\n

Having analysed Google Play Store data, App Radar<\/a>, an app store optimisation and marketing platform, named 10 most popular apps in the UK investment, savings, and pension management sector<\/a>. The leader of the ranking is Plum<\/a>, with 381,000 downloads on Google Play Store since March 2020 and 80% growth during the pandemic. Freetrade<\/a> placed second, scoring 87% growth and 319,500 new users. The third spot went to a more traditional investment service provider, Hargreaves Lansdown<\/a>. The study also noted that the number of UK users investing via apps<\/strong> now totals 3.2 million. And this growth isn\u2019t stopping anytime soon \u2014 May 2021 alone saw 140,000 new users downloading investment apps. \u201cWith an estimated 12% of UK adults now investing via their smartphones, there\u2019s a strong commercial incentive to create new app offerings and this is likely to drive even faster growth. It would not be a surprise to see the vast majority of UK adults using at least one investment app in the next five years,\u201d predicts Thomas Kriebernegg<\/a>, CEO & Co-Founder of App Radar.<\/p>\n

Read more about pension management software development<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

BNPL company Payl8r secures \u00a340m funding from Conister Bank<\/h1>\n
\n
\n \"Payl8r <\/div>\n
\n

The company also boasts an impressive 334% growth in the last year<\/h2>\n <\/div>\n <\/div>\n
\n

The Buy Now, Pay Later firm Payl8r has raised \u00a340 million funding<\/a> from Conister Bank<\/a>. The funds will be used to expand its customer base, partner with larger brands, spread into more sectors, and develop new products. These plans are in line with Payl8r\u2019s ambitions to become a \u00a31 billion FinTech business within five years and the leading credit provider to UK millennials<\/b>, competing with such big players as Klarna<\/a>. The company has already observed a 334% growth between 2020 and 2021. It has also doubled its staff numbers year-over-year since 2016 when it launched. The deal with Conister Bank is said to potentially generate another \u00a340 million pounds for Payl8r, which would surely propel the company\u2019s further growth.<\/p>\n

Read more about Buy Now, Pay Later payment solutions<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

InsurTech startup Flock raises $17m funding in Series A round<\/h1>\n
\n
\n \"Flock <\/div>\n
\n

It was backed by Chamath Palihapitiya, an early backer of Slack, Tesla, and Bitcoin<\/h2>\n <\/div>\n <\/div>\n
\n

Ambitions also run high at Flock<\/a>, a startup offering a real-time insurance product for connected vehicles<\/b>. The company has secured $17 million in funding<\/a> in a Series A round led by Social Capital<\/a>. The investment firm is run by the chairman of Virgin Galactic Chamath Palihapitiya<\/a>, known for his tech investments, including in Slack, Tesla, and Bitcoin. He commented, \u201cFlock is bridging the gap between today\u2019s insurance industry and tomorrow\u2019s transportation realities. Flock has the potential to help unlock and enable a truly autonomous world, and even save lives.\u201d The Series A round has brought the startup\u2019s total funding to $22 millions. Flock is going to use its newly acquired funds to expand to more markets in Europe with its flagship insurance for car rental platforms, courier companies, and corporate fleets. Apart from the insurance policy, the startup provides its customers with data-driven insights into reducing their driving risks and rewarding them for improving their safety on the roads. Flock also plans to grow its workforce and develop new products.<\/p>\n

Read more about InsurTech software development<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Swipii releases a new feature enabling local business owners to retarget lost customers<\/h1>\n
\n
\n \"Swipii <\/div>\n
\n

The Win-Back Offer targets customers who haven\u2019t visited your business in a while<\/h2>\n <\/div>\n <\/div>\n
\n

The cashback app Swipii<\/a> has released another feature to help local businesses<\/a> attract lost customers. Retailers can now use the Win-Back Offer to specifically target customers who haven\u2019t visited their business in a while. Swipii\u2019s technology analyses the data to determine which users fit selected criteria. Then this customer group will automatically receive a special cashback offer<\/b> in the app to encourage them to go back to their local cafe, bar, or restaurant. The Win-Back Offer doesn\u2019t require much engagement from the businesses in question, other than indicating how much they want to offer in cashback. The app takes care of the rest of the process. Swipii has already proved that its easy-to-use cashback offerings can have real impact on businesses. Since its launch in 2018, it has generated \u00a3440,000 spend<\/b>, while during lockdown the businesses on Swipii recorded on average a 16% increase in customer spend.<\/p>\n

Read more about FinTech product development<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

SWIFT announces launch of SWIFT Go<\/h1>\n
\n
\n \"SWIFT <\/div>\n
\n

The service provides a fast, predictable, and secure cross-border payments experience<\/h2>\n <\/div>\n <\/div>\n
\n

The financial messaging services provider SWIFT<\/a> announced the launch of SWIFT Go<\/a>. The new service facilitates low-value cross-border payments<\/b> for SMEs and consumers who can use it to send money quickly and securely all over the world, directly from their bank accounts. The seamless experience offered by SWIFT\u2019s solution is supposed to help banks gain a market advantage as international payments become easy and competitively priced, with clear, upfront information about processing time and costs. SWIFT Go is already in use by seven global banks \u2014 BBVA, Bank of New York Mellon, DNB, MYBank, Sberbank, Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, and UniCredit \u2014 which collectively process 33 million low-value cross-border payments yearly. <\/p>\n

Read more about payment processing companies<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

NewDay launches the first completely cardless consumer credit offering in the UK<\/h1>\n
\n
\n \"NewDay <\/div>\n
\n

Bip, the digital-only credit card, aims to make credit more accessible<\/h2>\n <\/div>\n <\/div>\n
\n

If you reach for your digital wallet than the physical one more and more often these days, this news will be of special interest to you. Credit provider NewDay<\/a> has launched Bip<\/a>, the UK\u2019s first 100% cardless consumer credit proposition<\/b>. The offering moves the whole credit experience to the app. Customers can apply for Bip via the app and get the credit set up within minutes, without waiting for their card and PIN to arrive in mail. As Sharvan Selvam<\/a>, Commercial Director at NewDay, points out, \u201cIt is a proposition designed to make credit easy to access, simple to use and, importantly, puts the customer in full control.\u201d Indeed, Bip\u2019s users can better manage their expenses by setting spending limits and alerts. The app is also equipped with a Payment Calculator so customers can assess how increased repayments might help them save on interest. The offering falls right in step with the growing cashless trend, which NewDay has experienced first-hand. The provider observed a rise in the digital wallet and contactless use of its other products, going up from around 8% in August 2020 to 20% in June 2021<\/a> across customer retail spending.<\/p>\n

Read more about mobile app development<\/a><\/b><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Follow for FinTech news that change the game<\/h2>\n\n\n\n

What new developments will the FinTech world serve us next week? We don\u2019t know for sure yet but we\u2019ll definitely report on it! Subscribe our LinkedIn<\/a>, Twitter<\/a>, or Facebook<\/a> profiles and check our blog regularly for weekly news digests.<\/p>\n","protected":false},"excerpt":{"rendered":"

This week in FinTech news we have exciting new launches in the realms of cashless credit, cross-border payments, and cashback initiatives. Besides that, a recent study has listed 10 top investment apps in the UK, some of which have scored over 80% increase in new users since March 2020. Get more details below!<\/p>\n","protected":false},"author":20418,"featured_media":24608,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1641],"tags":[1768,1633,1629],"class_list":["post-24607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-wire","tag-buy-now-pay-later","tag-fintech-investment","tag-insurtech"],"acf":[],"yoast_head":"\nFinTech Wire #40 - Weekly news digest 27 July-2 August 2021 | Code & Pepper<\/title>\n<meta name=\"description\" content=\"This week\u2019s hot off the press: new launches from SWIFT, NewDay, and Swipii, a study on the UK's top 10 investment apps, and more funding news.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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