{"id":23732,"date":"2021-05-26T11:32:03","date_gmt":"2021-05-26T11:32:03","guid":{"rendered":"https:\/\/codeandpepper.com\/?p=23732"},"modified":"2022-03-15T09:05:27","modified_gmt":"2022-03-15T09:05:27","slug":"fintech-wire-30-buy-now-pay-later-is-everywhere","status":"publish","type":"post","link":"https:\/\/codeandpepper.com\/fintech-wire-30-buy-now-pay-later-is-everywhere\/","title":{"rendered":"FinTech Wire #30: Buy Now, Pay Later Is Everywhere"},"content":{"rendered":"\n

This week’s FinTech news are dominated by one topic: buy now, pay later<\/a> FinTechs. The world is crazy about them, they keep raising millions, merging, expanding and doing all sorts of growth related stuff. Find out what exactly is happening in this sector right now!<\/p>\n\n\n\n\n\n\n\n

\"FinTech<\/figure><\/div>\n\n\n\n

Weekly FinTech news digest: 18\u201424 May 2021<\/h2>\n\n\n\n

Copper raises $50 million to expand globally<\/h1>\n
\n
\n \"Copper <\/div>\n
\n

The institutional gateway to digital asset investing just won\u2019t stop growing.<\/h2>\n <\/div>\n <\/div>\n
\n

Copper<\/a> is transforming how institutional investors engage with digital assets, providing market-leading infrastructure in addition to custody, trading and prime brokerage solutions. Copper\u2019s systems serve a global customer base of over 200 exchanges, trading firms and payment processors. In order to broaden its international footprint, particularly across the US and Asia, with plans to open at least two new regional offices, the company needs a lot of funds. However, now the plan is just a step from being realised, as Series B (co-organised by Dawn Capital and Target Global) funding round has just closed with a whopping sum of $ 50 million! Congratulations to Dmitry Tokarev<\/span><\/a>, CEO and founder!<\/span><\/p>\n

Read more about\u00a0<\/strong>payment systems development<\/a>
\n<\/span><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

New Zealand\u2019s Laybuy penetrates the UK market even further<\/h1>\n
\n
\n \"New <\/div>\n
\n

Will Laybuy become one of the top BNPL providers in the Commonwealth?<\/h2>\n <\/div>\n <\/div>\n
\n

The popular <\/span>buy now, pay later outfit <\/span>Laybuy <\/span><\/a>is determined to become one of the leading providers of FinTech solutions in the UK, a market whose retail customers already s<\/span>pend more than \u00a3151 million through Laybuy a year (2020). And this sum is growing by over 500% each 12 months! The new funding comes as a part of a series of new deals with partners such as Rakuten, AWIN and Sovrn. What matters the most, though, is that Laybuy will now cooperate with over 5000 new British merchants and allow the customers to pay later for products from virtually all popular brands. <\/span>Gary Rolhof<\/span><\/a>, the co-founder, is not just proud of the success. He promises plenty more to come.<\/span><\/p>\n

Read more about growth-oriented <\/strong>app designing here: UX design services<\/a>
\n<\/span><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Zilch is doubling the crew to scale internationally<\/h1>\n
\n
\n \"Zilch <\/div>\n
\n

The UK’s buy now, pay later sector is on fire with yet another good news.<\/h2>\n <\/div>\n <\/div>\n
\n

Zilch <\/span><\/a>is a creative buy now, pay later startup which offers a card that automatically splits payments into manageable installments – completely for free, with no hidden costs whatsoever. With such a great business model and after succeeding in one country, it is not a surprise that the company wants to go global. In order to do it, Zilch is going to recruit another 100 people, which means doubling the current staff number. It\u2019s going to be possible thanks to an $80 million fund raise secured in April. <\/span>Philip Belamant<\/span><\/a>, the CEO, has already announced that the company <\/span>has entered the next phase of business growth and we wish him all the best!<\/span><\/p>\n

Read more about<\/strong> smart team scaling<\/a>
\n<\/span><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

A startup that makes gold money again is running two crowdfunding campaigns.<\/h1>\n
\n
\n \"Glint <\/div>\n
\n

Cryptocurrencies are not hot this month, but gold always is.<\/h2>\n <\/div>\n <\/div>\n
\n

Glint<\/span><\/a> is a startup that wants to bring back gold as a currency used in real-life situations. Their app and card allows for regular transactions, but with gold, which is something completely opposite to the trends. Will bringing back gold be a better idea than rushing towards cryptocurrencies? The benefits are many: stability, reliability, savings and being retro-cool. But in fact, as the last month showed, this may be an excellent alternative to crypto. Now, the company serves almost 80,000 users who save and spend using gold, but in order to grow it needs money. Will the dual-crowdfunding strategy work? Watch the US campaign on <\/span>republic.co<\/span><\/a> and the UK one on <\/span>seedrs.com<\/span><\/a> to find out!<\/span><\/p>\n

Read more about <\/strong>investments oriented apps development<\/a><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

CleverCards keeps realising its strategy: to buy out the competition<\/h1>\n
\n
\n \"CleverCards <\/div>\n
\n

Consolidating the fragmented B2B FinTech market – ambitious.<\/h2>\n <\/div>\n <\/div>\n
\n

CleverCards<\/span><\/a> is a global payments platform that enables businesses and governments to send digital Mastercards instantly to employees, customers or suppliers by SMS, WhatsApp or email. Interestingly, even though <\/span>Kealan Lennon<\/span><\/a> founded this company in 2011, he still employs only about 30 people. But this is going to change soon: CleverCards has just announced <\/span>that it has entered into a definitive agreement to acquire the business of ExpendiaSmart. Separately, CleverCards also revealed it is closing out on a capital raise of EUR 10 million. The funds are going to be used to finalize more buyouts, as CleverCards is planning to consolidate the highly fragmented B2B FinTech market this way.<\/span><\/p>\n

Read more about <\/strong>card distribution platforms development<\/a><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Zip is crossing oceans and continents to reach the Middle East and Central Europe<\/h1>\n
\n
\n \"BNPL <\/div>\n
\n

Another buy now, pay later news (so much about this sector this week!)<\/h2>\n <\/div>\n <\/div>\n
\n

Zip <\/span><\/a>is not your average buy now, pay later startup. It\u2019s a mature, ASX-listed company. Now, they are expanding outside Australia, after acquiring some competitors: a Czech FinTech <\/span>Twisto<\/span><\/a> (one of the leading money apps in the CEE region) and a UAE based startup <\/span>Spoti<\/span><\/a>. Thanks to the merger with Twisto, Zip can expand its customer base by 1.6 million customers in Czechia and Poland plus get a European Payment Institution license, enabling the provision of payments services across all EU member states. Spoti is also a very promising company, whose total transaction volume has grown at an average of 90%+ month-on-month since inception. <\/span>Zip co-founder and CEO <\/span>Larry Diamond<\/span><\/a> has planned these purchases for at least 6 months, with his initial investments in Twisto in December 2020. He believes t<\/span>here is a large untapped opportunity to bring BNPL to emerging markets where cash on delivery remains a significant merchant challenge, and where the digitisation of retail accelerates.<\/span><\/p>\n

Read more about <\/strong>integrating financial systems<\/a><\/p>\n <\/div>\n \n \n<\/svg>\n<\/article>\n\n\n\n

Remember about the next issue of FinTech Wire!<\/h2>\n\n\n\n

If you don’t want to miss the next dose of FinTech news from all around the world, remember to visit us next week and subscribe to our social media channels<\/p>\n","protected":false},"excerpt":{"rendered":"

This week’s FinTech news are dominated by one topic: buy now, pay later FinTechs. The world is crazy about them, they keep raising millions, merging, expanding and doing all sorts of growth related stuff. Find out what exactly is happening in this sector right now!<\/p>\n","protected":false},"author":20414,"featured_media":23733,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1641],"tags":[1768,1766,1633],"class_list":["post-23732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-wire","tag-buy-now-pay-later","tag-crowdfunding","tag-fintech-investment"],"acf":[],"yoast_head":"\nFinTech Wire #30: BNPL Is Everywhere - Weekly News 18-24 May 2021 | Code & Pepper<\/title>\n<meta name=\"description\" content=\"FinTech Wire #30 - your latest dose of news about FinTech business, technology and regulations. 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