FinTech is for people, not for robots that crawl for data. Apps should be simple, functional and display all information in a way that can be understood by everyone. Tech-savvy Generation Z and seniors. The art of presenting data to a user should involve fun and user involvement, you want people to actively use the product.
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One of the driving forces of innovation is industry convergence which is all about establishing relations that have not been possible before. This is enabled by the ever-developing new technologies such as cloud engineering, microservices architecture and others. In our latest Ask Me AnyFin conversation we are joined by Paul Thomas Walsh, COO at Elinvar, a WealthTech Platform as a Service, which uses technology to connect various FinTech providers on one platform, making it possible to create new exciting partnerships and business models.
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Ecommerce is now nothing like it was ten years ago, independent online shops now have so many ways to reach new customers. Besides marketplaces, one of the most impactful of them are now price comparison sites. These aggregators grew to major players in ecommerce and how they work is fascinating. Find out all about them from this article.
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Security in digital products, not only in FinTech but in applications in general, is a top priority. Software development clients want to make sure that user data and business logic are safe from attacks. Users want to securely invest in applications through loyalty. Security in Amazon Web Services (AWS) is an interesting topic to view the security issue from three perspectives – the user’s, customer’s and developer’s. Let’s talk about AWS security issues and how to think about them.
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When you think about user experience in a FinTech app, you probably notice overall design and copy. What about sound? Flying below the radar, it’s an inseparable part of any modern digital product. What is UX sound design and how audio UX can help both users and app owners?
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Analytics on Amazon are inextricably linked to AWS Big Data. With the huge amount of information traveling through digital products every single second, you need a reliable set of tools to properly implement analytics on AWS. Luckily, we know how to do that and will tell you in this article.
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Traditionally, we put trust in banks to look after our financial data. In the past, they were the only ones with access to this sensitive information which they could use to their advantage. This has changed with the PSD2, a directive issued by the EU in 2015 according to which incumbent banks were obliged to recognise customers as the rightful owners of their financial data and to provide them with the opportunity to decide who they want to share this information with. Open banking became a reality.
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November is a happy month for many FinTech companies, but some strange things need to happen now and then. Boots will not offer cashbacks in crypto yet (what a surprise), that’s all for bad news, however. Let’s celebrate with Abeg, a Nigerian startup, which got so popular so quickly, that it’s story could be a material for a Hollywood movie.
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Microservices fundamentally changed the way applications are built, managed, and supported after launch. Even more – they had changed the way engineers and managers think about digital products in the first place. With big scalability and potential for quick growth, many managers ask how to build microservices. Here is the world of microservices, best practices, and everything in between.
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This week in FinTech brought successful funding rounds for the crypto investment platform Ziglu and Buy Now Pay Later unicorn Zilch. Meanwhile, the investment app Freetrade announced its seventh crowdfunding campaign that launches next week. Apart from that, we look into an exciting partnership in the lending world and a brand new app set out to propel climate investment.
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Contrary to a popular belief, microservices are not a panacea. If something is good for everything, it’s good for nothing. Many managers compare microservices vs monolithic architecture and want to know which is best for the current company’s project. Microservices are a fantastic way to make the digital product agile, and scalable. Monolith is good when you just want something to be done.
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This week we have news from Nimbla and Collective Benefits about large investments coming their way to drive their growth. Make sure you don’t miss new exciting partnerships: Verto and ClearBank join forces in the cross-border payments sphere, while Atom Bank and Landbay make a deal in the mortgage lending market. To top it all off, we take a look at Klarna’s one-stop shopping app. Read on!
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Many companies use microservices for their daily operations. Multiple advantages lie in that technology; we have listed them before. Today we will focus on companies using microservices architecture for their operational and financial gain.
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Hacking startup companies and businesses can be easy. This ease all depends on their software security. For some of them, though, security is not considered a priority. This is how hackers bypass their security without so much sweat and get into their servers.
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What are microservices? They are loosely bound, light services and protocols that can build your application. Highly specialized in nature, they tackle specific topics and handle challenges in a very agile way. Through this specialization, your application can perform better. What exactly is microservices architecture and what are the advantages of microservices?
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Buy now pay later solutions have been in the spotlight of the FinTech news feeds this week. Klarna has made a significant move towards further growth by partnering with another industry leader Stripe, while the German startup Billie has raised funding to bring BNPL to British businesses. However, BNPL is not all roses: a recent survey by Laybuy reveals that the majority of customers agree that credit checks should be required to access these products.
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In this week’s FinTech Wire we will hear from startups Proportunity and XanPool that raised new fundings and revealed their plans for growth. We will also discuss the outcomes of the successful collaboration between Clausematch and Barclays that dates back to 2014 and learn about a brand new, minority-focused initiative by Wealth8 and WealthKernel.
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Both approaches have their benefits but none of them fits all. The more probable occurrence of a serious disruption for your business, the shorter recovery time you should have in place. The point for serverless is to boost your infrastructure architecture. There are other benefits, especially for small and medium-sized companies. Let’s go through them all.
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This week the savings platform Chip breaks records with its crowdfunding round held on Crowdcube. Meanwhile, Plaid, the open banking company, has released a report revealing that more people use financial technology than video streaming services or social media. Read on for more insights from this research as well as a breakdown of new product launches from Credit Kudos, ilumoni, and GoHenry.
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Whether somebody likes it or not, cloud services providers and what they offer has changed the landscape of FinTech completely in recent years. At Code & Pepper we know it and we work with some of their products daily to make products for our clients. But which companies are the most popular and why? Let’s find out today!
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A technology stack is a full set of technologies that companies use to build a digital product or run a project. In it, you have everything ranging from programming languages, frameworks, databases, frontend and backend tools to services accessed via an API. Code & Pepper also has its technology stack. With it, you can quickly build your minimum viable product (MVP) or a full-blown application. How exactly and what comes with our tech stack?
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Arrival of a new technology always stirs up a lot of emotions. It is either met with wild enthusiasm or fierce criticism. This is because of its disruptive potential which both creates new opportunities as well as threatens the status quo. This love and hate dynamic also applies to blockchain. Initially associated with Bitcoin it was criticised for high-energy consumption. Blockchain technology, however, also has its merits such as: transparency, independence and security. That’s why it started to be used in a variety of sectors and for a range of purposes such as secure sharing of medical data or supply chain and logistics monitoring. Our new Ask Me AnyFin guest, Toni Caradonna makes use of blockchain to support nature conservation communities. How does he do it? Find out in the Ask Me AnyFin interview.
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This week’s FinTech Wire news selection reflects the strong position of the UK as a FinTech-friendly ecosystem that is inclusive, technologically-advanced and based on solid regulatory foundations. When it comes to the FinTech actors, the spotlight is now on the providers of payment solutions who are pitching their scalable and cost-effective products.
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If you want to gain user’s trust and have more in-app accounts, read this free ebook on how to do it. Daily FinTech practitioners and industry experts share their knowledge on data, security, UX/UI, and more.
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Having stable finances is a principle for all businesses, but what can you do, when your clients are late with their payments too often? Instead of fighting with them and being stressed all the time, you can solve the problem once and for all. Thanks to invoice factoring services, you can ensure that your invoices are always paid on time. Now, thanks to some smart FinTech solutions, you don’t even have to do much to make it happen. Let’s find out how online factoring works and which vendors are the best for your business.
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